Posts tagged Holmes Beach Realtor

DUPLEX 2 BR/2BA each side :: $389,000 :: 311 63rd St, HOLMES BEACH, FL

 

This very spacious duplex has 2 bedrooms, 2 baths on both sides. One unit runs the front of the home with a large enclosed Lanai, porch area and a Two Car Carport


, plus open spaces for 2 more cars. The other is very private along the back of duplex with 2 large enclosed Lanais, Porch area and open parking space for 2 Cars in the front of the house. Close to Trolley stop, library, shopping, and public sports area. 3 blocks to the beaches of Anna Maria FL.

Large enclosed Lanai's for each unit, back even has Two!

 

Ask Alan -THE Realtor for other great real estate on Anna Maria Island, FL.

Call Realtor ALAN GALLETTO

941.232.2216 of Island Real Estate. www.Alangalletto.com

April 2010 Real Estate Newsletter ALAN GALLETTO, Realtor Anna Maria Island, FL.

Sales continue to boom on Anna Maria Island with 34 properties sold in March (SF-21, Con-5, Dup-5 & Lot-3) versus 17 (SF-10, Con-5, Dup-1 & Lot-1) in 2009. After lower than normal sales (less than 20 per month) in the first half of 2009, sales went to higher than normal (over 20 per month) in the last half of 2009 and continued right into the first quarter of 2010. As you can see from the charts below sales for the first quarter of 2010 were 74 properties versus 41 for the first quarter of 2009, an 80% increase. Sales continue to look strong over the next couple months as well with pending sales at 63 (SF-33, Con-23, Dup-4 & Lot-3). Island Real Estate continues to show strong sales with 14 new contracts and 14 closings in March. I have sold 12 properties in the last six months totaling $10,391,000 in sales. As you can see from the historical graphs, single family and multi-Family transactions are trending significantly up. Average sale prices for single family, Multi-family & condos also are trending up. In the last 12 months there were 267 properties sold as compared to the previous 12 months of 250 which again reflects very positive sales growth. Based on these trends I feel we will see sales for 2010 of over 250 properties on the island.

Inventory has bumped up about 5% this month to 567 (SF-277, Con-200, Dup-45 & Lot-45). The increase was primarily in single family homes and because of the strong sales over the last 9 months I think the inventory will flatten out to below 500 in the next few months. Still the inventory is at a two year low. Distressed (short sales, foreclosures & bank owned) properties have dropped from 45 last month to 33 this month or 6% of the inventory. Of the 267 properties sold in the last 12 months about 20% of them were distressed properties 56 (SF-22, Con-25, Dup-7 & Lot-2) versus 50% of the sales on the mainland in Manatee County.

Another one of Frank & Al’s Great buy’s from last month went under contract. A cute little island cottage, 2305 Ave B listed at $339,000, is under contract and is due to close by the end of April. For those of you who feel they missed out and are looking for something similar, check out this month’s recommended entry level single family home 5806 Imperiore listed at $389,000 a 2 bedroom/2bath totally remodeled island cottage 2 blocks from the beach. For a great condo buy don’t forget Palm Isle Village, the 11 unit 1 and 2 bedroom condos across the street from the beach. There are 7 units left for sale and the Cost of Ownership on these are the lowest on the island. You can own one of these units for $57/month to $343 per month. The single family home at 4002 6th Ave. listed at $400K that I said was the best buy for single family homes last month went under contract….you have to move fast. The best new condo buy, by far, on the island is 108 36th St Palm Gables listed at $1,490,000. This 3 bedroom/2.5 bath unit is exquisitely decorated and furnished. The quality of this direct gulf front unit is surpassed only by Vista Grande who’s only two units that were for sale closed last month.

If you look at the sales by quarter chart you can see that from the peak (Q2-2005) quarterly sales on the island has only popped up above the average for two quarters until Q2-2009. Since Q2-2009 it has been consistently above the average quarterly sales. This is consistent with the fact that we have had strong sales from mid 2009 right into the first quarter of 2010. I personally have sold 12 properties in the last six months which adds up to $10,391,000 so you can see things are very healthy. The good deals on the island for people willing to do major renovation are becoming fewer and fewer but there are still great buys across the board because of the current market pricing. Of the 267 properties sold in the last 12 months Island Real Estate sold over 20% of them and half of those we had both sides of the sale. Another mile stone was that our website had over 100,000 hits per month in February and March. That means somewhere around 75-80% of the people searching the island are hitting our website. The market is good in Paradise….hurray and get a piece.

Keep in touch, we love to hear from you……….Alan & Frank

3BR/3BA Luxury Gulf Front:: $1,490,000:: 7316 Gulf Drive #8 Holmes Beach, FL

Elegant luxury living on Anna Maria Island with views of the Gulf.  2-3BR/3BA condo in La Casa Costiera, a 12-unit complex right on the Gulf of Mexico.  Private elevator and 2 garage spaces.  Enjoy the heated pool and spa – feels more like living in a home than a condo.  This is the only condo building that has windows on all 4 sides like a house!  Bring in the SUNSHINE and the views of the beautiful sunsets over the GULF of MEXICO!!  Great seasonal rentals.Luxury Gulf Front Complex


MARCH 2010 Real Estate Newsletter ALAN Galletto, Realtor Anna Maria Island, FL.

 


 

Sales for February were much stronger than last year with 26 properties sold on the island (SF-13,Con-9, Dup-3 & Lot-1) versus 9 (SF-5, Con-3, Dup-0 & Lot-1) in 2009. February sales of 26 are the highest in the last 20 months except for December which were 28. As you can see from the charts below, property sales on the island thru February this year are 40 versus 24 in 2009. As I said in last months newsletter, pending sales continue to be strong (in the 50‘s and 60’s) which bodes well for continued strong sales numbers. Current pending sales are 57 (SF-33, Con-18, Dup-2 & Lot-4). Island Real Estate continues to show a strong number of contracts (Nov-9, Dec-9, Jan-12 & Feb-12). If you look at the last 12 months sales in the chart below, both the average sale price and the median sale price are trending up as is the total number of sales in the last 12 months. We ended 2009 with 224 properties sold for that 12 month period and you can see that in the last 12 months there were 250 properties sold.

Inventory has bumped up about 10% over the last 2 months and is currently at 541 (SF-261, Con-193, Dup-43 & Lot-44). The Inventory hit a five year low in January at 498 and two thirds of the increase since then has been in single family homes and the other third in condos. The number of Distressed (short sales, foreclosures & bank owned) properties continue to remain at 8% of the inventory and about 18% of the sold properties over the last 12 months. This again shows that buyers are still grabbing the best deals first. Compared to distressed sales in Manatee County, which are 50% of the sales, the numbers on the island are in line with the percent of the inventory that is distressed.

Frank and Al’s Great Buy’s are going like hot cakes. Last month’s luxury pick 5622 Gulf Drive condo (Vista Grande #2) went under contract for very close to the list price of $1,799,000 and will close by the end of March. Vista #1 closed in February for $1,650,000 and that makes all four of the units in Vista Grande sold. Palm island Village condo’s are still the best buys on the island with the ratio of list price to rental income in the 8,9 & 10 range (lower is better on this ratio) which is much lower than anything on the island. These units will just about break even with a 30% down payment. Last month we closed another unit at Palm Isle Village unit 3203 Gulf Dr. (2bedroom/2bath) for $439,000. If you want a new ground level condo, in a great location that will cover all operating expenses and a 70% mortgage, Palm Isle Village is the place to buy. The next best buy on the island is 4002 6th Avenue a 1,500 sq ft home built in 2000 3 bedrooms/3 baths a block to the beach listed at $400,000. It was just reduced to $400,000 so I don’t think it will last long (see Frank & Al’s Best Buys). If you’re looking for a canal home the two best buys are first 610 Hampshire Lane which fronts on the golf course and has the big canal in the back. It’s 1,911 sq ft 3 bedroom/2.5 baths and needs to be updated but it has great bones and in a great location and listed at $559,000. If you want to be in Key Royale and have a view of the canal but not be on it then 678 Key Royale Drive is a great buy. It has been updated with new tile, new kitchen, new A/C and new windows and has 3 bedrooms/ 2 baths and is 2,160 sq ft with a large back yard with plenty of room for a pool. It is listed at $355,000. Call me for more information on these properties.

This month we have a new graph, for those of you interested, of the quarterly sales of all types of property on the island from the first quarter of 2005 to the current quarter. Since the peak in Q2-2005 and the precipitous drop in transactions in 2006 you can see the steady trend up in transactions as the prices came down compared to the historical average of 60 properties sold per quarter.

Tourism on the island continues to remain strong. Island Real Estate continues to lead with marketing efforts on the World Wide Web for both real estate sales and vacation rental searches. It is Island’s strong marketing campaigns that generate above average income levels for our rental owners. Driving around Anna Maria Island I saw a lot of competitor vacation homes empty in the month of February. If your investment rental is not with Island Real Estate and you think we might be able to help please give me a call. I can help get the right personnel to answer any questions you may have about our property management services.



February 2010 Real Estate Newsletter Anna Maria Island FL Realtor Alan Galletto

 

 

February 2010 Newsletter

Well we just got the numbers for sales in January and 2010 looks to be starting off about even with 2009 with 14 properties sold in January (SF-8, Con-5, Dup-0 & Lot-1) compared to 15 (SF-9, Con-4, Dup-2 & Lot-0) last year. Of course one month’s data doesn’t tell us much but there are some other indicators that point to a strong 2010. First, pending properties continue to be strong with 62 (SF-33, Con-18, Dup-6 & Lot-5) properties under contract. For the last 6 months pended properties have been in the 30’s and 40’s with the last three months being in the 50’s and 60’s. Another healthy indicator is the number of properties Island Real Estate has put under contract the last several months (Nov-9, Dec-9, Jan-12) and we have 9 already for February. To put that in prospective last year 224 properties were sold on the island (just under 19 per month on average) and we account for 20-25% of the island sales. You can see that bodes well for stronger sales in 2010 than 2009.

Inventory for this month has bumped up a little to 532 (SF-264, Con-188, Dup-39 & Lot-41) from 498 last month but last year at this time the inventory was at 616. Last year we had a similar bump up in inventory in February and then it continued down over the rest of the year so we will see how the next couple months will go. Of the properties on the market the distressed (short sales, foreclosures or bank owned) properties are still running consistently below 8% yet as you can see from the tables below, of the number of properties sold over the last year about 20% have been distressed properties. That says that buyers are grabbing up the best deals first. Another interesting number is that even thought the number of sales on the island for the last year has been in the normal range, 98% of the properties bought have been below $700,000. For the State of Florida as a whole, 50% of the properties sold in the last 12 months have been distressed. The Manatee County numbers of the per cent of properties sold in the last 12 months that were distressed properties is 47%.

For those of you who are interested in what the trends are in Manatee County I’ve attached charts that show the inventory, sales, and median & average sales price trends for single family and condos for the last 12 months. The net, for those of you not interested in the detail, is Inventory has been slowly trending down over the last 12 months for both single family and condos. Single family average & median sales prices have trended up slightly while condo average and median sales prices have trended down.

The best condo buy on the island right now is in Palm Isle Village. Since lowering the prices about a month ago we closed unit 3207 in January for $310,000 and Unit 3203 this month for $439,000 and there is a lot of activity on the remaining 7 units. These units come very close to paying for themselves after all expenses and a 75% mortgage. If you pay cash they through off a healthy net positive cash flow. This is the 3rd year we have been renting the PIV units and they are terrific rentals. Give me a call for the details on any specific unit. See the complex at

Rentals are very strong this year with IRE rentals, as of this writing, up 20% in January, 10% in February, 35% in March over last year. The summer rentals are also looking strong with bookings as of this date up 40% to 70% over this time last year. Other new news, Island Real Estate has made a significant investment in a 10’ box truck that we are outfitting with all the normal supplies and tools to fix properties onsite without having to use high cost vendors. It will allow us to respond immediately to minor issues and satisfy the guests problem faster so they can enjoy their stay. We think this is a huge win for our guests, owners and IRE. Another exclusive from IRE.

In summary the island market sales are in the normal range for our market. We are still in the high side of normal for inventory and have to burn off a little more to get to a balanced market. There are still some “deals” on the island from a price stand point but not many left that are good rentals. Sales continue to be strong with pended sales at a two year high. Interest rates are expected to rise over the next six months so it looks like rates today are as low as they are going to get.



January 2010 Real Estate Newsletter Anna Maria Island FL Realtor Alan Galletto

Another year comes to a close and the Anna Maria Island market continues to show stabilization and improvement. Sales for December 2009 were again over 200% (SF-12, Con-14, Dup-2 = 28) of December 2008 (SF-9, Con-3, Dup-1 = 13). Sales in the first half of 2009 started slower then 2008 (30% lower) but sales for the last 6 months of 2009 where 73% higher than the last 6 months of 2008 ending the year 224 vs 211 in 2008. The momentum continues in the right direction with pended sales continuing to be strong at 46 (SF-22, Con-16, Dup-4 & Lot-4).

Distressed properties (short sales, foreclosed & bank owned) continue to be low on the island at 39 (SF-13, Con-22, Dup-3 & Lot-1). As you can see, over half of them are condos and condos have taken the biggest hit as far as values are concerned but distressed properties continue to remain below 8% of the inventory. Inventory has dropped below 500 to 498 (SF-242, Con-181, Dup-37 & Lot-38) for the first time since 2005. That’s a very good sign for the market. The inventory continues to trend down while the sales trend continues up.

On the financing side, interest rates have remained at all time lows well under 6% and now is the time to take advantage of this phenomenon. Condos are still the hardest to finance but with good credit and 25% down on a permanent residence and 30% down for a 2nd home you can still get financing. Single family and multi-family properties can still be financed with as little as 10% down. Some advice for those of you who are seriously planning to buy something and finance it, get to a banker or mortgage broker early even before you start looking for a property. The banks have more rules and regulations to adhere to then before. It’s not that there are more rules and regulations it’s just that before they could be by-passed but now they can’t. If you talk to the bankers before you make an offer they can advise you how to prepare so that the financing process will go much smoother, and, in many cases, even mean the difference between getting the loan or not. For those of you who are over 62, have sold a permanent residence, are looking to buy a new permanent residence on the island and don’t want to put all of their equity into the new home there is a produce called Reverse Mortgage for Home Purchase. This allows you to buy a new permanent residence on the island and not have any mortgage payments as long as you live there. If anyone wants more information contact me and I’ll direct you to a banker who specializes in this product. By law a banker who sells this product can’t sell the regular residential mortgages and vice versa. The conventional wisdom in the financial community is that by summer rates are going to go up to 6.5 or even 7% so now is the time to buy while rates are low and prices are at their lowest.

Check out Frank and Al’s Great Buys his month. If you’re looking for a direct Gulf Front condo that has fantastic views of the gulf, has exquisite interior finishes and is a great buy take a look at 108 36th St. in Palm Gables. The unit next door, which is not as well done, just sold for $1,700,000 and 108 36th St is listed at $1,490,000….a great value. For those of you looking for an entry level single family home on the island we have 204 Archer Way ( 2BR/2Bath) listed at $349,000 and 2305 Avenue B ( 3BR/1,5Bath) listed at $339,000. Just to put the pricing in perspective, the lowest priced single family homes sold over the last 12 months were sold in the mid $200,000’s (there were only 5 of them out of the 119 sold) and were fixer uppers. Remember low prices + low interest rates = more property for the dollar.

For those of you who are looking for a place to live where you will be happy The Centers for Disease Control and prevention did a survey measuring happiness. The survey used data collected over 4 years that included a question asking people how satisfied they are with their lives. The top 5 happiest states are Louisiana, Hawaii, Florida, Tennessee and Arizona. The bottom 5 states were New York, Connecticut, New Jersey, Michigan and Indiana…….surprise, surprise….think it has anything to do with the sun and weather?

To summarize, 2009 has closed strong with 224 properties sold on the island very much in the historical normal range. Inventory has reached the historical level of below 500 ending the year at 498 and continuing to inch down. Pending properties (properties under contract) are strong at 46 carrying strong sales into 2010.

Corner Lakefront Conforming Duplex Lot real estate in Holmes Beach on anna Maria Island FL, SOLD by Realtor Alan Galletto

$375,000.00 :: 308 68th Street, Holmes Beach, FL 

SOLD for $345,000.00  -FEB. 2010  Ask Alan -THE Realtor for other great vacant lots on Anna Maria…

Corner Lakefront Lot

Corner Lakefront Lot

Large conforming corner DUPLEX lot with Lake frontage.

Just 3 short blocks to the sugar sand beaches of Holmes Beach on beautiful Anna Maria Island.

Call  Realtor ALAN GALLETTO – 941-232-2216 of Island Real Estate.

December 2009 Real Estate Newsletter Anna Maria Island FL Realtor Alan Galletto

Merry Christmas and Happy New Year to all of you and we hope your Holidays are full of happiness and joy.

As we approach the end of another year the Anna Maria Island Real Estate Market continues to improve for 2009. Sales for November 2009 were up again a healthy 30% (SF-9, Con-8, Dup-1 & Lot-1 = 19) over November 2008 sales (SF-8, Con-4, Dup-1 & Lot-2 = 15). Sales have been consistently strong the past seven months and for the first time this year sales for 2009 (205) are ahead of 2008 (202). Pended properties (properties currently under contract) also continue to be very strong at 61 (SF-34, Con-22, Dup-4 & Lot-1). Of those 61 pended properties 39 of them are scheduled to close in December. If only half of them close by year end we will definitely beat 2008 sales by a healthy number.

Distressed properties (short sales, foreclosed & bank owned) continue to be below 10% at 40 (SF-13, Con-25, Dup-1 & Lot-1) the majority of them condo’s and most of them short sales and most of them less than $500K. The inventory remains about the same from last month with it currently at 502 (SF-242,Con-186, Dup-40 & Lot-34). It broke 500 earlier this month and got down to 498. The good news is that the inventory trend is down and the sales trend id upwards.

Financing for single family and multifamily properties is relatively easy with 20% down and good credit and the rates are still at an all time low. I’m seeing current 30 year conforming fixed rates at around $5.37%. Appraisers doing appraisals for banks, until recently, stated the island market as a declining market,- that has changed. The island market isn’t designated in appraisals as a declining market anymore. This, along with the numbers we are seeing, points to a rising market. For those of you currently looking for financing HUD is requiring all financial institutions to provide a new Good Faith Estimate (GFE). The new GFE is 3 pages long instead of the old one page GFE. It will include the loan origination charges (the charge for getting the loan), all other settlement services (appraisal, credit report, home inspection…etc) and all the other things you are used to seeing on a GFE such as loan amount, interest rate & monthly principal & interest. What’s new about this new GFE is not only the form but that the HUD-1 (settlement statement) at closing must match the original GFE within the allowed tolerances (some charges can’t change and others can vary by 10%). If there is a change or variance above the tolerance allowed then the lender must reimburse the buyer/borrower for the excess at closing or within 30 days. These new rules will apply to all mortgages beginning in January1, 2010 but some banks are already beginning to use them. Ask your lender to explain them in detail.

Some newsletter readers are paying attention to Frank and Al’s Great Buys. Since last month’s newsletter a client made a cash offer on 211 69th St (a duplex) and closed on it a few days ago. This great duplex, remodeled, close to the beach with two garages sold for $445,000. The new property in this month’s great buys is a single family charming bungalow in the north end of Bradenton Beach. It’s a ground level, cutely remodeled, 3 bedroom 1.5 bath which is currently being used as a rental. It’s one block to Bay sunrises and three very short blocks to the beach and listed at a great price. Check out the virtual tour.

Rentals is closing the year very strong. Island Real Estate rentals are up about 20% for 2009 and there are strong bookings into 2010. Since we have implemented a quality assurance program the ratings we are getting from our guests satisfaction surveys have improved dramatically. Happy guests mean return guests and return guests mean higher occupancy for our owners.

To summarize, the island market sales continue to build and we will close 2009 with about a 10% increase in sales over 2008. Sales are trending up and inventory is in the normal range and trending down and I think the island market is on a solid base to show some appreciation by the end of 2010.

November 2009 Real Estate Newsletter ALAN Galletto, Realtor Anna Maria Island, FL.

The Anna Maria Island Real Estate Market continues to show strong and consistent improvement for 2009.  Sales for October were again over 200% ( SF-10, Con-8, Dup-1 & Lot-0 = 19) of October 2008 sales   ( SF-7, Con-0, Dup-1 & Lot-0 = 8).  October Y-T-D sales for 2009 are now equal to sales for the same period in 2008 (186 vs. 187).   The consistently strong monthly sales for the second half of 2009 have brought us from 32% behind 2008 sales at mid-year to even with 2008 sales through October 2009.  With pended sales (properties under contract) still strong at 57 (SF-32, Con-19, Dup-4 & Lot-2) 2009 is still on track to exceed 2008 sales on the island.

Distressed properties (short sales, foreclosed & bank owned) have bumped up a little to 35 (SF-12, Con-18, Dup-3 & Lot-2).  Of the 12 single family distressed properties 11 are short sales and 9 of them are listed between $199K and $599K.  Of the 18 distressed condos 17 are short sales and 15 are listed between $99K and $415K.  Additional good news is that the inventory on the island continues to decrease with it currently at 500 (SF-244, Con-180, Dup-43 & Lot-33).  As I mentioned in past newsletters the normal balance of inventory for the island is between 450 and 500 properties for sale.  An inventory below 400 begins to turn into a sellers market because the demand begins to outstrip the supply.

Taxes came down in 2008 for most properties and based on this years Trim notices, it looks like they will come down again for 2009.  Assessed values for the three cities on the island are down from 2008.  Bradenton Beach assessed value for properties for 2009 is down 16.63% from last year, the highest of the three cities.  The City of Anna Maria is down 9.08% and the City of Holmes Beach is down 8.66%.  Manatee County (the majority of the tax) plans to use reserves to make up most of the short fall for the county.  The three cities on the island plan to keep their millage rates at or near where they are currently.  Since the assessed values are down the taxes should go down again for 2009 on most properties.

Frank and Al’s Great Buy’s this month has only one change from last month.  The addition for this month is 211 69th St a duplex that is very close to the beach listed at $499,000.  It has a 2/3 bedroom and 2 bath updated seasonal unit on one side and a 2 bedroom 1 bath with an annual renter on the other side.  The annual unit has been just upgraded with new tile throughout.  For those who are looking for an entry level property on the island 312 64th St (one unit of a  2 unit condo’ed duplex with a common pool) has large square footage (2010) with 4 bedrooms and 2 baths, a large 2 car garage and it’s a short sale at $329,000.

Rental income is up significantly over last year due mostly to all the continued good press Anna Maria Island is getting around the country and around the world.  The latest was an article in Islands Magazine that picked islands around the world by category such as Best unplugged Experience (Kauai), Best for History Lessons (Capri), Best for Family Reunions (Virgin Gorda)….etc. and the winner for Best Quaint Island (Anna Maria Island)…..we knew that.  Also, the Washington Post travel section has been running a series on Florida west coast beaches and Anna Maria Island got a lot of great press.  Speaking of rentals, the City of Holmes Beach commission squeaked through (in the dead of night) a change in the comp plan about 6 months ago of the rental policy in the residential (R-1 zoned) low density part of the city.  This change in the comp plan changes the minimum rental policy for the residential low density zoned area (see attached chart) from 1 week to 1 month.  That will significantly affect the rental capability of any property owned in that part of Holmes Beach.   Don’t hesitate to contact me for more information.

To summarize the island market, sales have surged the second half of this year to make up a 35% deficit we had in June to match 2008 sales through October Y-T-D.  I expect a continued strong performance for the last two months of the year so that 2009 sales will exceed 2008 by at least 10%.  Inventories have been continuing down to their lowest level since the 4th quarter of 2005.  The island market is on a solid base to show some appreciation by the end of 2010.

PLease sign up for more statistics, graphs and info for the monthly newsletter in full at AlanGalletto.com;  Your Condo, Multifamily, Single Family, Vacant Lot, Commercial and Specialist in Luxury Gulf Front Properties Realtor for Anna Maria Island, FL.

PALM ISLE VILLAGE-7 SOLD,ONLY 4 available – ANNA MARIA ISLAND, FL Real Estate, Alan Galletto THE Realtor

From $279,000 for 1BR/ 1BA to $459,000 for 2BR/2BA.

INCREDIBLE SUNRISE, BREATH TAKING SUNSETS… AND WHITE SUGAR SANDY OPEN BEACHES.

Casual Island elegance can be found in these darling cottages reminiscent of Old Florida with touches of Victorian embellishment and seaside colors on the outside. On the inside is warmth and comfort highlighted with bead board, ceramic, crown moldings, space saving built-ins and tile flooring. Designer furnished with decorator touches throughout this home is in move-in condition. Each unit offers lushly planted private paved gardens and a widows watch to view the amazing Gulf sunsets.  All on one level with no maintenance with a successful rental program in place makes these excellent buys.

These units are some of most COST effective buys on the island.  Ask Alan Galletto, the ReaLTOR.

ROOF TOP VIEWS OF THE GULF OF MEXICO

ROOF TOP VIEWS OF THE GULF OF MEXICO

11 UNITS IN THIS QUAINT VILLAGE ACROSS THE STREET 7 MILES OF BEACH

11 UNITS IN THIS QUAINT VILLAGE ACROSS THE STREET 7 MILES OF BEACH